Testting 1 2

Call us on 01403 331400

Wealth Management

We do not reserve the word ‘wealth’ for the super-rich, we simply refer to it as the accumulation of resources, whether abundant or not. Our Wealth Management process considers how all your Pensions, Savings and Investment Products overlap and interact with one another in order to formulate the most efficient strategy for your needs. This can be concisely summarised by the phrase “the whole is more than the sum of its parts”.

 

In addition to any investments we then consider the wider picture which we call holistic financial planning. Therefore in order to construct an all-encompassing financial plan for our clients, we will consider Mortgages, Income Protection, Protection, Pensions, Savings, Investment, Taxation and Trusts.

 

Our Independence

Many advisers are using a Wrap Platform in order to deliver their Wealth Management Service Proposition which can be a very efficient tool in streamlining investment administration but can lead to compromise.

 

In addition to our range of Platforms, we also have access to the entire range of direct unit trusts, insurance company plans and structured products. This is useful if you only want one multi-manager fund or a direct shareholding rather than a fully constructed portfolio. In this case, the overall charges may be lower by purchasing the plan direct using our discounted and institutional rates.

 

An example of this would be if you just wanted to buy and hold £5,000 of units in a gold fund for the long term. You would not need to actively manage this investment or sell and buy the units back in order to use up a capital gains tax allowance. In this instance, holding one paper contract note would not present too much of a problem and if you wanted a valuation you would simply log into our extranet or look in a quality newspaper under the popular funds section.

 

Our IT Solution

Our technology solution acts as a Master Platform of Platform's which effectively pulls all other Wraps and direct plans together in one place. This approach means that we can pull the best of the market into one portal without compromising on client service.

 

The Financial Conduct Authority (FCA) does not regulate taxation and trust advice or legal advice – investments recommended as part of tax and trust advice are however regulated by the FCA.

 

Tax treatment depends on individual circumstances of each client and may be subject to change in the future.

 

 

The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.